YNAB
★ 4.4What it actually doesYNAB is a budget management app based on the "give every dollar a job" methodology that enables expense tracking, financial goal planning, and collaborative work. It requires a paid subscription and operates through web and mobile applications.
Actually does
- ✓Budget tracking80% of reviews
- ✓Expense splitting15% of reviews
- ✓Отслеживание финансовых целей25% of reviews
- ✓Cloud sync20% of reviews
- ✓Multi-account10% of reviews
- ✓Web app20% of reviews
- ✓Subscription70% of reviews
Claimed, but not confirmed by reviews
- ⚠Импорт транзакций из банков
- ⚠Калькулятор погашения долгов
- ⚠Free trial
- ⚠Family plan
- ⚠Voice Assistant Integration
Common complaints
- ✗No Russian interface localization20% of mentions
«No translation into other languages, please add Russian to the app»
- ✗Sharp subscription price increase (100% in 2023)15% of mentions
«After the subscription price doubled, it became wasteful to use this app. Bye YNAB»
- ✗No bank synchronization in Russia10% of mentions
«In Russia, there was no bank synchronization before, and there still isn't»
- ✗Mobile app interface issues (non-functional tabs, sluggish performance, missing search)15% of mentions
«In one and very first day tabs in app are blind and can't be pushed, new theme is ugly and scrolling speed very slow»
- ✗Limited multi-currency support (only basic set of currencies available)10% of mentions
«I'm using UAH, RUB, EUR, USD, THB and Bitcoins... I think that I paid enough to have more currencies»
What people praise
- ★Effective budgeting methodology (every dollar has a purpose)
«This is an incredible way to figure out how to live with your money, it helped me to break the paycheck to paycheck circle»
- ★Helps reduce financial stress and sense of uncertainty
«YNAB has removed the stress of money from my life, never worry about where your money goes»
- ★Helps users achieve tangible financial results (savings, debt payoff)
«We started YNAB with $37 saved and ended the year with $42,000, break the paycheck to paycheck circle»
- ★Reliable and stable app over the long term
«That rare tool that just works for the long haul»
- ★Convenient, intuitive interface and design
«Nice design, the app just works and gets better every month»