Хайс — банк для ИП
★ 4.8What it actually doesMobile bank for sole proprietors and individuals with integrated tax, payment and currency management, but with hidden fees, frequent payment blocks and weak support.
Actually does
- ✓Banking70% of reviews
- ✓P2P payments60% of reviews
- ✓Invoicing15% of reviews
- ✓Tax reporting35% of reviews
- ✓Генерация QR-кодов для платежей и приём платежей через СБП10% of reviews
- ✓Subscription(bonus)30% of reviews
- ✓Sync across devices25% of reviews
- ✓Dark mode(bonus)20% of reviews
Claimed, but not confirmed by reviews
- ⚠Recurring payments
- ⚠Multi-currency
- ⚠Free tier
- ⚠Автоматическая подготовка документов налогового контроля
Common complaints
- ✗Incoming payments blocked for a day for 'verification' without notification25% of mentions
«ALL transactions are blocked for at least a day to 'verify' the payment without warning»
- ✗Hidden fees and penalties in the contract, contradicts free service advertising20% of mentions
«In a long contract there are just horrific conditions... Penalties of 75000 rubles or 15% of all funds»
- ✗Account blocking without explanation and obstruction of fund withdrawal15% of mentions
«Account was blocked... They freeze accounts without explanation and illegally hold your funds»
- ✗No live support, only chatbots, slow response to emails15% of mentions
«The bank operates online only, no one will answer you on the hotline. Communication only through chat, a robot responds»
- ✗Fees for cash withdrawals at ATMs (despite advertised free service)10% of mentions
«You pay the platform tariff plus three percent for withdrawals»
What people praise
- ★Intuitive and minimalist app design without unnecessary features
«Great design! Just what you need and not a bazaar like the others have»
- ★Fast and round-the-clock payments and transfers
«Payments are processed quickly... any transfer within the tariff goes through the app instantly»
- ★Convenient integration of business account, personal card, and accounting in one app
«For sole proprietors without employees, this is a very good app. Because you get the business account, personal card account, and even accounting all in one place»
- ★Clean and simple interface without clutter and ads
«No clutter, no ads, nothing unnecessary. I come in, do what I need, and don't spend more time than necessary»
- ★Stable payment system operation, rare failures
«I've been using it for 3 years, never had any problems, payments go through quickly»