Banco PicPay: Cartão, Pix e +
★ 2.9What it actually doesBrazilian mobile fintech app providing a digital account with Pix, annual-free credit cards, and credit products; available only to Brazilian residents with Brazilian CPF and not available in Russian.
Actually does
- ✓Banking10% of reviews
- ✓No account required(bonus)4% of reviews
Claimed, but not confirmed by reviews
- ⚠P2P payments
- ⚠Recurring payments
- ⚠Invoicing
- ⚠Кредитные карты без годовых (Gold, Platinum, Black)
- ⚠Антиципация ФГТС (авансовый платеж на социальные счета)
- ⚠Личные кредиты с быстрой авторизацией
- ⚠Investing
- ⚠Two-factor auth
- ⚠Cashback and Rewards
Common complaints
- ✗App only available in Portuguese and English, no Russian localization50% of mentions
«The app is only in Portuguese... Why is it not in Russian?»
- ✗Requires Brazilian CPF, cannot open account without it30% of mentions
«Without an account you can't login or register... They require a Brazilian tax ID»
- ✗App is available for download in Russia but only functions in Brazil25% of mentions
«You make the app available for download in other countries, but registration requires a Brazilian tax ID»
- ✗App crashes and connection errors even with good internet8% of mentions
«It keeps saying to check the connection. My connection is perfect»
- ✗Lack of support and help within the app4% of mentions
«If you need to resolve something, there is no kind of help in this app»
What people praise
- ★High interest rate on account (102-150% CDI, higher than competitors)
«150% CDI is very good... Your money still earns automatically at 102% of CDI»
- ★Overall impression - good app (for Portuguese-speaking users)
«Very cool app... it's a great application»
- ★Credit cards with no annual fee
- ★Simple registration by phone number (no documents required via website)
«You can register an account on the website without documents, just by phone number»
- ★Free digital account