Займ
★ 4.5What it actually doesAn app for quick online loans to a card from various microfinance organizations with minimal documentation and instant fund transfers 24/7. Allows users to get a microloan from 1,000 to 30,000 rubles in minutes without visiting an office.
Actually does
- ✓Онлайн-займы на карту100% of reviews
- ✓Мгновенный перевод на карту98% of reviews
- ✓Минимум документов (паспорт и карта)85% of reviews
- ✓Полностью онлайн-оформление100% of reviews
- ✓Агрегатор предложений от МФО-партнёров10% of reviews
- ✓Возможность продления срока займа(bonus)15% of reviews
- ✓Прозрачные ставки без скрытых комиссий85% of reviews
- ✓Личный кабинет для управления займами15% of reviews
- ✓Круглосуточная работа сервиса20% of reviews
- ✓Customer Support10% of reviews
- ✓Instant Approval95% of reviews
- ✓Micro loans95% of reviews
Common complaints
- ✗High interest rates (APR from 0.5% to 292% annually)
- ✗Overdue payments can damage credit history
- ✗Limited transaction amounts (max. 30,000 rubles)
What people praise
- ★Lightning-fast application processing and fund disbursement
«I got the money without waiting. The application process was smooth and unhurried. All data was verified automatically.»
- ★Fully online process without visiting the office
«I liked that everything can be done remotely. It's convenient that they don't require a visit to the office. Everything is online.»
- ★Transparent terms, no hidden fees
«The terms are honest, the process is quick. Everything is honest. No hidden catches.»
- ★Convenient and intuitive interface
«The interface is convenient. The application process is intuitive. Even without experience, it's easy to figure out.»
- ★Reliable service without technical failures
«I liked that everything works without any glitches. Sometimes such services lag, but here everything works smoothly.»